我国商业银行个人理财业务的战略研究与发展现状(含外文出处)
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我国商业银行个人理财业务的战略研究与发展现状(含外文出处)(中文2900字,英文1700字)
摘要:个人理财业务在我国正处于初期阶段,相对于西方发达国家,依然有很长的路要走。因此,我国商业银行需要努力开发和研究理财市场,建立卓越的品牌形象和特殊服务;增加创新;改变产品从单一组合向多功能组合转变;建立和完善财务管理业务体系,以促进发展个人金融业务在我们国家的发展。
The Development Status and Strategy Research of Commercial Banks’Personal Financial Management Business in China
Abstract: The personal financial management business in our country is in the initial stage,compared to the developed one in western,there’s still a long way to go,Therefore,the commercial banks in china need to review and study to estimate market direction;build excellence brand image and special services;Increase of innovation;change the products from single to comprehensive;Establish and perfect financial management business’management system in order to promote the development of personal financial business in our management country.