区块链在互联网金融中应用及前景分析

区块链在互联网金融中应用及前景分析(任务书,开题报告,论文14000字)
摘  要
当今社会，互联网迅猛发展，区块链技术也不断向前迈进并且应用到互联网金融领域，这一技术让传统金融产生了翻天地覆的变化。一方面它缩减了各金融机构买卖成本，也令金融业务的效率不断提升例如转账业务。不得不说区块链的出现使混乱的金融市场得到了有效的改善，提高了各金融企业的业务办理能力以及规范化的操作。另一方面，互联网金融的蓬勃迈进也衍生出一连串问题。众所周知，区块链技术利用分布式数据存储、共识机制和加密算法等手段来构建了一个网上公开大账本，这使得数据具有公开性的特点。同时，区块链有着信任共识、安全、去中间化等特点，将其运用于互联网金融业务范畴各方面，如创新监督管理模式和信任获得等，将发挥很大优势。相应政府部门应做好积极引导工作，并制定一致的行业准则、鼓励区块链业务和技术创新以便区块链技术更好的为互联网金融的发展服务。
关键词：区块链技术；互联网金融；应用前景 
Abstract
In today's society, the Internet is developing rapidly, and blockchain technology is constantly moving forward and applied to the Internet finance field. This technology has brought about tremendous changes in traditional finance. On the one hand, it has reduced the trading costs of financial institutions, and has also increased the efficiency of financial services, such as the transfer business. It has to be said that the emergence of blockchain has effectively improved the chaotic financial market and improved the business processing capabilities and standardized operations of financial enterprises. On the other hand, the booming development of Internet finance has also led to a series of problems. As we all know, blockchain technology uses distributed data storage, consensus mechanisms and encryption algorithms to construct an online public account, which makes the data public. At the same time, the blockchain has the characteristics of trust consensus, security, and de-intermediation. Applying it to all aspects of the Internet finance business, such as innovative supervision and management mode and trust acquisition, will exert great advantages. The corresponding government departments should do a positive job, and develop consistent industry guidelines, encourage blockchain business and technological innovation so that blockchain technology can better serve the development of Internet finance.
Key Words：Blockchain technology；Internet banking；Application prospectl
 

目录
摘  要    I
Abstract    II
第1章 绪论    1
1.1 研究背景及意义    1
1.2 研究方法与内容    1
1.2.1 研究方法    1
1.2.2研究内容    2
1.3 文献综述    2
1.3.1 国外研究现状    2
1.3.2 国内研究现状    3
1.3.3小结    3
第2章     我国互联网金融现状    4
2.1 互联网金融概念    4
2.2互联网金融发展情况    4
2.3 互联网金融发展面临的挑战    5
第3章  区块链及其在互联网金融中应用    8
3.1 区块链技术    8
3.1.1 区块链技术概念    8
3.1.2 区块链技术基本特征    8
3.2 区块链在互联网金融中应用    9
3.2.1 构建互联网上“公开大账本”    9
3.2.2 数字货币    10
3.2.3 股权众筹    10
3.3 区块链与互联网金融结合条件    10
第4章 区块链在互联网金融中前景分析    11
4.1 减少信任风险    11
4.2增加系统安全    12
4.3可以创造新的金融形式    12
第5章 区块链推动互联网金融发展的对策建议    14
5.1支持技术创新    14
5.2鼓励业务创新    15
5.3推动监管改革    15
5.4制定行业标准    16
第6章 总结    17
参考文献    18
致  谢    19