我国保险公司多元化经营及其模式研究-以金融保险为中心

我国保险公司多元化经营及其模式研究-以金融保险为中心(论文7000字)
摘要
随着时代的发展和经济的快速发展，面对国际金融保险业多元化经营模式的发展，我国保险公司传统单一经营模式已经难以适应市场的发展需求，中国金融保险业公司经营模式多元化需要与国际接轨。随着中国经济对外开放水平的提高和市场经济秩序的不断完善，加之国外金融保险公司的多元化竞争模式已经给本土金融保险行业造成了极大的挑战和威胁，这些迫使中国保险业在进一步的改革与发展中，必须考虑保险公司经营战略的转型与新增长点的寻求，所以我国金融保险实行多元化经营模式已经势在必行。

关键词：金融保险；多元化；经营模式

Abstract
with the development of The Times and rapid development of economy, in the face of international financial insurance industry the development of diversified business model, insurance companies in our country the traditional single business model has been difficult to adapt to market demand, the development of China's financial insurance company diversified business model need to be in line with international standards. As China's economy and raising the level of opening to the continuous improvement of the market economic order, and the diversity of foreign financial insurance company competition pattern has been to the local financial insurance industry caused great challenges and threats, which forced China's insurance industry in the further reform and development, the insurance company must be considered for the transformation of business strategy and to seek new growth points, so our financial insurance implement diversified management pattern is imperative.

Key words: financial insurance; Diversification; Business model

目录
1、 绪论    4
1.1研究背景    4
1.2概念界定    4
1.3 研究方法    5
2、 中国金融保险公司多元化经营模式选择原因与依据    6
2.1 多元化经营的原因    6
2.2多元化经营依据    6
2.3多元化经营可行性分析    7
3、 我国金融保险公司多元化经营模式的现状    7
4、 我国金融保险公司多元化经营模式建议指导    8
4.1协调多元化经营监管机制    8
4.2完善相关法律体系    9
4.3加强多元化经营信息系统建设    9
4.4建立风险预警和救助机制    10
5、结语    10
参考文献    10