金融危机下中小企业的融资困境与出路

金融危机下中小企业的融资困境与出路(10000字)
摘 要: 针对金融危机对中国中小企业的冲击,结合对中小企业面临困境的理论分析,从其融资总量，渠道，创新融资产品种类说明金融危机下中小企业融资现状，反映出在全球金融危机背景下对中小企业来说既带来了困难也给其带来了机遇,中小企业应利用危机时期我国商业银行信贷供给充裕而信贷需求萎缩的矛盾,准确把握国家努力解决中小企业融资的政策时机,努力改善自身信息不畅通的状况,巩固和扩大融资市场份额解决发展过程中的“融资难”瓶颈问题,应对全球金融危机度过难关。
关键词：金融危机；中小企业；融资困境；出路

The difficulties SMES in China are facing and a corresponding solution for it in global financial crisis
Student:HE Tao
Tutor:WEN Chun-hui
(Oriental Science ＆Technology College of Hunan Agricultural University, Changsha 410128)
Abstract:Aiming to the impact of finance crisis acts on the Chinese SMEs ,  according to the current situation of Chinese SMEs under finance crisis and basing on the financing gross , channels , existing innovation mode and security mode , This content considers that in the global finance crisis SMEs should make use of the contradiction between abundant credit supply of commercial bank and  scarce credit demand in crisis period , and grasp the political timing of nation endeavoring to solve the SMEs finance real-timely , try the best to improve their own situation that information does not flow , consolidate and expand finance market share and solve the “finance bottle ”in the process of development , which aim to develop the SMEs better and faster .
Keywords: financial crisis,;SMEs; financing predicament;outlet