中小企业财务风险分析与防范

中小企业财务风险分析与防范(论文13000字)
摘　要
国家想要发展需要各项支撑，其中经济是很重要的。国家的经济来源又依赖企业。一个国家是不是可以持续发展受到在这个国家中的企业影响。企业的发展受制于这个企业内部当中的财务是不是好的。中国社会已经进入到比较成熟的经济态势中，生存在中国的公司也面临更为艰难的风险。中国的经济在间接上也会受到其影响。所以，国家的进一步往下走需要企业学习好财务的相关管理。在这个过程中，学习的对象是公司内部财政问题，具体就是它可能面临的风险。这些岗位工作者要从专业出发，理论入手进行风险预测以及如何去避免这些风险。第一步，论证在经济风险中的管控的必须性和实际操作性；第二步，公司初步形成的财务方面的危机处理手段可能会带来一些问题，要对这些问题进行讨论；第三，最后形成一个处理方案。在岗人员对财务上运用专业知识对公司内财务危机进行分析论证，在这个基础上进行危机管控，这样可以让企业更好地运营。

关键词：财务风险；风险识别；风险控制

Abstract
Is the enterprise the national economy props, whether enterprise's development condition is deciding the national economy and the social steady progression. But the business finance is enterprise's life, business finance condition quality immediate influence to enterprise's survival and development. Along with market economy’s thorough advance, our country Enterprise in reforms and in the developing process faces are being getting more and more, more and more complex financial risk. These risks managed for the enterprise have had the enormous impact, and immediate influence to entire national economic development and social stability. Research business finance risk control and guard question, regarding advancement enterprise system's establishment and consummation, safeguard enterprise better survival and development, thus promotes our country national economy health, the sustainable development, has the obvious practical significance and certain academic value. This article is take the business finance risk as the object of study, obtains from financial risk's elementary theory, research business finance risk control and guard question. First, obtained from financial risk's recognition to the financial risk control necessity and the feasibility has carried on the analysis; Next, the question which possibly existed to the business finance risk's each processing method has carried on the analysis; Finally, proposed the business finance risk guard countermeasure. Through the financial risk which possibly occurs to the enterprise carries on the analysis, enables the enterprise to carry on the prevention and the control effectively promptly to the financial risk, falls lowly to the financial risk.

Key words：Financial risk；risk identification；risk control

目　录   
一、绪论    1
（一）研究背景    1
（二）研究的目的和意义    1
（三）国内外研究现状    2
（四）研究内容和方法    3
二、中小企业财务风险概述    5
（一）中小企业财务风险的定义和种类    5
（二）中小企业财务风险成因和特征    6
三、中小企业财务风险控制存在的问题和主要原因分析    8
（一）中小企业财务风险控制存在的问题    8
（二）中小企业财务风险控制的主要原因    9
四、加强我国中小企业财务风险控制和防范的对策    11
（一）中小企业财务风险防范遵循原则    11
（二）中小企业财务风险控制的对策    12
结　论    15
参考文献    16
致  谢    17